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The AI Growth Platform for Community Banks and Credit Unions
Cotribute helps banks and credit unions grow deposits, loans, and members while cutting cost and fraud. One platform for digital account origination, AI Growth Agents, and governed AI access to core data — live in weeks, on any core.
What Cotribute offers
Digital Account Origination (DAO)
Consumer, business, and loan account opening in one platform. Instant KYC/KYB, automated fraud checks, straight-through to core. Learn more →
AI Growth Agents
Purpose-built agents for lead intake, cross-sell, member service, fraud triage, and back-office automation. Learn more →
MCP Connect
Governed Model Context Protocol layer that connects Microsoft Copilot, Claude, and ChatGPT to FI data — audited, PII-masked, read-only. Learn more →
Integrations
Live on Symitar, Corelation KeyStone, Fiserv (Premier, Precision, DNA), FIS, Jack Henry, and every major digital banking, LOS, and payments partner. See integrations →
Proof
- 5X new accounts — Credit Union 1
- 97.6% of manual origination steps automated — Nutmeg State FCU
- 89.5% of applications decisioned instantly — Nutmeg State FCU
- $10K average deposits per new account — Capitol Credit Union
- Trusted by 70+ credit unions and community banks nationwide