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Peer Case Studies & Outcomes

Real results from credit unions and banks like yours. See how your peers are driving growth, improving efficiency, and delivering better experiences.

Modern UX

60%

Increase in conversions

Configurable UX

5X

Increase in new customers

Back Office Process Automation

~98%

Automation of Manual Steps

Applications via Auto-Decision

89.5%

Automation of Existing Criteria

Featured Case Studies

CPM Federal Credit Union — Enhancing Digital Onboarding

With more than $650 million in assets and over 66,000 members, CPM FCU partnered with Cotribute to reduce abandonment and automate fraud detection. Result: 32% increase in new accounts opened and 82% reduction in manual review effort.

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Credit Union 1 — Accelerating Membership Growth

How Credit Union 1 drove 4.6% organic membership growth (2X industry average) and a 5X increase in new memberships by leveraging Cotribute's digital onboarding.

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Nutmeg State Financial CU — Enabling Operational Efficiency

How Nutmeg State automated manual back-office tasks: 97.6% of processing steps automated and 89.5% of applications decisioned instantly using Decision Intelligence.

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Capitol Credit Union of Texas — Accelerating Loan & Deposit Growth

$10,000 in new deposits per new member, 70% reduction in employee processing time, and 59% increase in new memberships using Cotribute and Jack Henry Symitar integration.

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Red River Credit Union — Reimagining Digital Loan Origination

With over $1.6B in assets and 123,000+ members, RRCU unified branch and online lending on Corelation Keystone with Cotribute — driving a 28% lift in monthly loan applications and 83% completion rate.

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Net Promoter Score

90%

As of November 2024

Our clients are our biggest advocates. With a Net Promoter Score of 90%, we're proud that our partners consistently recommend Cotribute to their peers. This score reflects our commitment to delivering exceptional technology solutions and support.

What Our Clients Say

"Our collaboration with Cotribute has truly been life-saving!"

We experienced a critical setback with another vendor who couldn't deliver on their technology promises, and we turned to Cotribute to ask if they could help us launch an entire Online Account Opening (OAO) platform in 30 days – what!! They nailed it, not only did they meet our deadline for OAO, but they helped us launch their IDG platform in just 2 weeks from project initiation.

Kent Richards, Chief Information Officer — Blue Federal Credit Union

"Selecting Cotribute as a strategic partner reflects our shared vision in achieving innovation and excellence"

At Nutmeg, we envision a future where banking is not just a necessity but also a seamless part of our members' lives. Our goal is to be more than just a financial institution; we aim to be a lifelong partner to our members, empowering them with the tools and support they need to achieve their financial dreams.

John Holt, Chief Executive Officer — Nutmeg State Financial Credit Union

"With Cotribute, we have the flexibility to select the capabilities we currently need, as well as the ability to adjust and configure the system to adapt to market changes."

We know a one-size-fits-all digital business banking experience isn't going to meet the unique needs of businesses in our community. The streamlined applicant consent process combined with automated decisioning will be a game-changer for employees.

John Anderson, Chief Lending Officer — APCU / Center Parc

"Our initial results have been phenomenal - on average, $10,000 in new deposits per account opened and 70% reduction in processing time."

We couldn't be more excited about this partnership. Cotribute's platform has transformed the way we serve our members and has positioned us for significant growth.

Pierre Cardenas, Chief Executive Officer — Capitol Credit Union of Texas

"In my decades of leading credit unions, Cotribute is one of the best technology partners that I have experienced."

Their innovative growth platform helps us achieve our growth and operational efficiency goals by layering an exceptional member experience over our legacy and core systems. Cotribute's best-in-class digital onboarding templates provide a 'Chime like' experience for prospective and existing members.

Pat Ahern, President & COO — Nutmeg State Financial Credit Union

"Cotribute's CAO product has revolutionized our account opening processes with its accurate mappings and user-friendly interface."

This powerful tool simplifies complex procedures, back-office operations and significantly improves our member experience.

George Lunsford, President & CEO — RiverLand Federal Credit Union

Client Interviews

Podcast

Todd Gunderson — Credit Union 1

Chief Executive Officer. CU 2.0 Podcast: Learn how Credit Union 1 is driving growth and innovation.

Interview

Pat Ahern — Nutmeg State Financial CU

President & COO. Learning from the Leaders: How Nutmeg is transforming member experience.