Capitol Credit Union of Texas

Capitol Credit Union of Texas needed to attract younger, non-blue-collar members and expand beyond an aging membership base. They were looking for a modern digital solution that could help them compete with larger financial institutions and fintech companies.

• Attract younger, diverse membership base
• Accelerate loan and deposit growth
• Reduce employee processing time

Capitol Credit Union transitioned to Cotribute's platform with seamless integration to Jack Henry Symitar. They implemented personalized email cadences for onboarding new members, creating a modern digital experience that resonated with their target demographic.

• $10,000 new deposits per new member on average
• 70% time reduction in employee processing
• #1 source for new accounts — digital channel within 90 days

"Our initial results have been phenomenal - on average, $10,000 in new deposits per account opened and 70% reduction in processing time. Cotribute's fintech solution is ahead of its time and has positioned us for significant growth."