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Cotribute Platform Overview
Cotribute is a modular AI growth platform built specifically for U.S. community banks and credit unions. The platform consists of three integrated product lines that can be adopted individually or together.
Product lines
- Digital Account Origination (DAO) — Consumer Account Opening (CAO), Business Account Opening (BAO), Consumer Loan Application (CLA), Business Loan Application (BLA), SEG & Community Engagement (SCE), and Enterprise Guard fraud module.
- AI Growth Agents — Lead-intake, cross-sell, retention, member service, fraud triage, and back-office automation agents.
- MCP Connect — Governed Model Context Protocol access layer for Microsoft Copilot, Claude, and ChatGPT, with audit, approval, and PII controls.
Who it's for
Community banks and credit unions with $100M – $10B in assets that want fintech-grade origination and AI without a multi-year core replacement.