Text-only overview of DAO pricing. Open the interactive calculator → (NDA required).
DAO Pricing Overview
Cotribute DAO is modular. Institutions license the platform plus the origination modules they need. This page summarizes what drives price; the interactive calculator produces institution-specific quotes.
What drives price
- Institution size (AUM): platform fees tier by assets under management.
- Modules selected: CAO, BAO, CLA, BLA, SCE (SEG & Community Engagement), Enterprise Guard.
- Core & integrations: Symitar, Corelation, Fiserv (Premier / Precision / DNA), FIS, Jack Henry.
- Setup & professional services: one-time implementation fees per module.
- Bundle synergies: multi-module discounts when CAO+BAO, CLA+BLA, or Guard is added.
Modules
| Module | What it does |
|---|---|
| CAO | Consumer Account Opening — deposits, membership, funding, KYC, fraud. |
| BAO | Business Account Opening — KYB + beneficial ownership + KYC. |
| CLA | Consumer Loan Application — auto, personal, credit card. |
| BLA | Business Loan Application — SBA-ready flows. |
| SCE | SEG & Community Engagement — Select Employee Group and community-based membership growth. |
| Enterprise Guard | Cross-portfolio fraud and identity risk layer. |
Implementation timeline
- Sandbox: 10-day setup
- CAO / BAO go-live: under 30 days
- Loan modules (CLA / BLA): 45–60 days depending on core
Live pricing requires signing an NDA. The interactive calculator personalizes fees to your AUM, core system, and module selection, and generates a printable executive summary valid for 30 days.