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Payments & Processing Integrations

Full payment processing integrations for ACH, card payments, identity verification, and data export.

Payment Processing

REPAY

✓ Available

Full payment processing integration with REPAY for ACH and card payments during account opening and funding flows.

Protocol: REST API  ·  Authentication: Application token-based

Capabilities

Checkout form generation
One-time use payment URLs
Payment capture
ACH payments
Card payments
Webhook event handling
Payment status tracking

Stripe

✓ Available

Comprehensive Stripe integration for payment processing, subscriptions, and identity verification.

Payment Processing

Payment intent creation
Payment capture
ACH payments (US bank accounts)
Card payments
Refund processing
Payment holds

Subscriptions

Subscription creation
Subscription management
Invoice handling
Setup intents
Customer management

Identity Verification

Stripe Identity integration
Document verification
Selfie verification

Jack Henry SmartPay Vault

✓ Available

SOAP-based payment gateway integration for card and ACH payment processing.

Protocol: SOAP  ·  Authentication: Store credentials (storeId, storeKey, entityId)

Capabilities

Customer registration
Account/card tokenization
ACH transactions
Card payments
Transaction lookup

Supported Payment Types: ACH (Checking, Savings), Visa, MasterCard, Discover, American Express

NACHA ACH File Export

✓ Available

ACH settlement file generation for batch payment processing.

Capabilities

WEB debit transactions
PPD credit transactions
Batch formatting
Routing number management
Account type handling (checking/savings)

Data Export & Integration

Flat File Export / Data Integration

Flexible data export adapter that enables integration with systems that don't have real-time APIs. Supports structured flat files (CSV, delimited) and JSON document exports, delivered via S3 with SFTP relay capabilities.

Export Formats

Flat File (CSV/Delimited)
Row-based exports with configurable delimiters, batched for scheduled pickup
JSON Document
Individual JSON files per application, real-time export

Delivery Methods

S3 Bucket
Direct upload to configured S3 bucket
SFTP Relay
S3 → SFTP bridge for legacy system ingestion
Kinesis Stream
Real-time event streaming for downstream processing

Supported Systems

CUSA
Account/loan data export (Fiserv)
Loan Director
Loan application data (Fiserv)
Salesforce
Lead and opportunity data
HubSpot
Marketing automation
Trellance
Data warehousing
Verafin
BSA/AML compliance (Nasdaq)
Cleartouch
Account opening data (Fiserv)

Production Deployments: 55+ flat file export configurations